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                                    CD Rates
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Current Rate Sheet
As of May 6, 2008
Product Name Term Length Minimum Opening Deposit
Product Information
Rate(s)
APY(s)
3 MONTH Certificate
3 months
 $1,000.00
 1000.00-24999.99 
2.100%
2.120%
 25000.00-49999.99 
2.150%
2.170%
 50000.00-99999.99 
2.200%

2.220%

 100000.00 and above 
2.250%
2.270%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 6 MONTH Certificate 
6 months
 $1,000.00
 1000.00-24999.99 
2.200%
2.210%
 25000.00-49999.99 
2.250%
2.260%
 50000.00-99999.99 
2.300%
2.310%
 100000.00 and above 
2.350%
2.360%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 12 MONTH Certificate 
12 months
 $1,000.00
 1000.00-24999.99 
2.400%
2.410%
 25000.00-49999.99 
2.450%
2.470%
 50000.00-99999.99 
2.500%
2.520%
 100000.00 and above 
2.550%
2.570%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
 18 MONTH Certificate 
18 months
 $1,000.00
 1000.00-24999.99 
2.600%
2.620%
 25000.00-49999.99 
2.650%
2.670%
 50000.00-99999.99 
2.700%
2.720%
 100000.00 and above 
2.750%
2.770%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 24 MONTH Step Up & Add 
24 months
 $1,000.00
 1000.00-24999.99 
2.800%
2.820%
 25000.00-49999.99 
2.850%
2.870%
 50000.00-99999.99 
2.900%
2.920%
 100000.00 and above 
2.950%
2.970%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
Product Name
Term Length
Minimum Opening Deposit
Product Information
Rate(s)
APY(s)
30 MONTH Certificate
30 months
 $1,000.00
 1000.00-24999.99 
2.900%
2.920%
 25000.00-49999.99 
2.950%
2.970%
 50000.00-99999.99 
3.000%
3.020%
 100000.00 and above 
3.050%
3.070%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 42 MONTH Step Up  
42 months
 $1,000.00
 1000.00-24999.99 
3.050%
3.070%
 25000.00-49999.99 
3.100%
3.120%
 50000.00-99999.99 
3.150%
3.170%
 100000.00 and above 
3.200%
3.230%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 48 MONTH Certificate 
48 months
 $1,000.00
 1000.00-24999.99 
3.300%
3.330%
 25000.00-49999.99 
3.350%
3.380%
 50000.00-99999.99 
3.400%
3.430%
 100000.00 and above 
3.450%
3.480%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
5 YEAR Certificate 5 Year $1,000  
 1000.00-24999.99  3.600% 3.630%  
25000.00-49999.99  3.650% 3.680%  
 50000.00-99999.99  3.700% 3.730%  
100000.00 and above  3.750% 3.790%  
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
 Insured Money Market Account 
 $ 2,500.00
 
2500.00-14999.99
2.100%
2.120%
 
15000.00-24999.99
2.250%
2.270%
 
25000.00-49999.99
2.400%
2.430%
 
50000.00-99999.99
2.550%
2.580%
 
100000.00 and above
2.650%
2.680%
 
Must maintain a minimum daily balance of $2500.00 to obtain the disclosed annual percentage yield.  This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.
       
Regular Savings Account
0.750%
0.750%
 
NOW Account
0.750%
0.750%
 
       
Health Savings Account  
0.00-1,000.00 1.000% 1.000%  
1,001.00-2,500.00 1.200% 1.210%  
2,501.00-5,000.00 1.400% 1.410%  
5,001.00 and over 1.600% 1.610%  
Must have a $50.00 minimum to open account.
 
IRA's
 
18 MONTH Variable IRA
2.800%
2.830%
 
18 MONTH Fixed IRA
2.900%
2.920%
 
30 MONTH Fixed IRA
3.150%
3.170%
 
42 MONTH Fixed IRA
3.350%
3.380%
 
       
Luana Savings Bank reserves the right to change rates and terms without notice.

 

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