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CD Interest Rates

Current Interest Rate Sheet
As of March 9, 2010
Product Name Term Length Minimum Opening Deposit
Product Information
Interest Rate(s)
APY(s)
3 MONTH Certificate
3 months
 $1,000.00
 1000.00-24999.99 
0.350%
0.350%
 25000.00-49999.99 
0.400%
0.400%
 50000.00-99999.99 
0.450%
0.450%
 100000.00 and above 
0.500%
0.500%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 6 MONTH Certificate 
6 months
 $1,000.00
 1000.00-24999.99 
0.500%
0.500%
 25000.00-49999.99 
0.550%
0.550%
 50000.00-99999.99 
0.600%
0.600%
 100000.00 and above 
0.650%
0.650%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 12 MONTH Certificate 
12 months
 $1,000.00
 1000.00-24999.99 
0.650%
0.650%
 25000.00-49999.99 
0.700%
0.700%
 50000.00-99999.99 
0.750%
0.750%
 100000.00 and above 
0.800%
0.800%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
 18 MONTH Certificate 
18 months
 $1,000.00
 1000.00-24999.99 
0.900%
0.900%
 25000.00-49999.99 
0.950%
0.950%
 50000.00-99999.99 
1.000%
1.000%
 100000.00 and above 
1.050%
1.050%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 24 MONTH Step Up & Add 
24 months
 $1,000.00
 1000.00-24999.99 
1.150%
1.150%
 25000.00-49999.99 
1.200%
1.200%
 50000.00-99999.99 
1.250%
1.250%
 100000.00 and above 
1.300%
1.300%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
Product Name
Term Length
Minimum Opening Deposit
Product Information
Interest Rate(s)
APY(s)
30 MONTH Certificate
30 months
 $1,000.00
 1000.00-24999.99 
1.400%
1.400%
 25000.00-49999.99 
1.450%
1.460%
 50000.00-99999.99 
1.500%
1.510%
 100000.00 and above 
1.550%
1.560%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 42 MONTH Step Up  
42 months
 $1,000.00
 1000.00-24999.99 
1.900%
1.910%
 25000.00-49999.99 
1.950%
1.960%
 50000.00-99999.99 
2.000%
2.010%
 100000.00 and above 
2.050%
2.060%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
 48 MONTH   
48 months
 $1,000.00
 1000.00-24999.99 
2.100%
2.110%
 25000.00-49999.99 
2.150%
2.160%
 50000.00-99999.99 
2.200%
2.210%
 100000.00 and above 
2.250%
2.260%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
 
5 YEAR Certificate 5 Year $1,000  
 1000.00-24999.99  2.550% 2.570%  
25000.00-49999.99  2.600% 2.620%  
 50000.00-99999.99  2.650% 2.670%  
100000.00 and above  2.700% 2.720%  
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
6 YEAR Certificate 6 Year $1,000
 1000.00-24999.99  2.950% 2.970%
25000.00-49999.99  3.000% 3.020%
 50000.00-99999.99  3.050% 3.070%
100000.00 and above  3.100% 3.120%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
     
7 YEAR Certificate 7 Year $1,000
 1000.00-24999.99  3.100% 3.130%
25000.00-49999.99  3.150% 3.170%
 50000.00-99999.99  3.200% 3.230%
100000.00 and above  3.250% 3.280%
 Must maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield.   
       
Health Savings Account  
0.00-1,000.00 0.050% 0.050%  
1,001.00-2,500.00 0.100% 0.100%  
2,501.00-5,000.00 0.150% 0.150%  
5,001.00 and over 0.200% 0.200%  
Must have a $50.00 minimum to open account.
       
Now Account      
0-999.99 0.050% 0.050%  
1000.00-9999.99 0.100% 0.100%  
10000.00-99999.99 0.200% 0.200%  
100000.00 and above 0.300% 0.300%  
 
IRA's
 
18 MONTH Variable IRA 1.200% 1.210%  
18 MONTH Fixed IRA 1.400% 1.400%  
30 MONTH Fixed IRA 1.850% 1.860%  
42 MONTH Fixed IRA 2.250% 2.260%  
 

Luana Savings Bank reserves the right to change interest rates and terms without notice. You may incur a penalty for early withdrawal and fees may reduce earnings.

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