"Local People,

Local Decisions,

Local Investments"

Is your life

           busy or hectic at times?

Take advantage of these time saving

services and let Luana Savings Bank

help make life a little simpler.

  ATM/Debit Card  

   The ATM card enables you to access your funds and check your balances at your convenience.  The Debit card allows you to withdraw funds from you r checking account without ever having to write out a check.  You can purchase groceries, gas or anything else, at most places where MaterCard® is accepted.

     Our cards allow you to withdraw, deposit or trasfer funds any time of the day, without coming to Luana Savings Bank.  The first year you have your ATM/Debit card, there is no annual fee.  Thereafter, there is an additional yearly fee.

Bank-by-Mail

     The bank is never further away then the mailbox with this handy option!  Bank-by-Mail kits and envelopes are provided at no charge. 

Internet Banking

   It's 24 hours day-7 days a week.  You can access your accounts, transfer funds, make loan payments, find banking information, and much more at your fingertips.  Ask how to sign up!

  Overdraft Protection

    With this handy optional service, funds in your savings account are automatically transferred to checking in increments of $50 to cover any overdrafts.  Transfers are just a minimal fee; your signature on a simple authorization form is all that's required.  Available on all checking plans.  Another great reason to open a savings account... or move your existing savings account to Luana Savings Bank!  Ask how to sign up.

Touch Tone Banker

    Keep in touch with your accounts through the Touch Tone Banker.  Receive confidential and accurate information on your accounts from any touch tone phone 24 hours a day-7days a week, anywhere in North America.  You can transfer funds, check balances, & acquire a listing of transactions since your last statement.  Ask how to sign up.

Rec-Chek®

Bookkeeping that's as simple as writing a check or making a deposit.

REC-CHEK is the answer!! With REC-CHEK , your bookkeeping is as simple as writing a check or making a deposit - we take care of the rest. When you write a check or make a deposit, you enter a code on the check or deposit slip. In return, you will receive an income and expense report showing monthly and

year-to-date figures.

Key Features

• Reduce or eliminate expensive manual bookkeeping
• Supplying a financial cash management system
• Providing a clear audit trail for tracing and verifying all transactions
• Providing personalized expenses categories that fit your needs

REC-CHEK is timely and inexpensive -- $27 monthly fee. Ask Megan or Melisa for more details on this simple and inexpensive solution to your bookkeeping challenges.