|
Current Interest Rate Sheet |
|
As of January 31,
2012 |
|
Product Name |
Term Length |
Minimum Opening Deposit |
|
|
Product
Information
|
Interest Rate(s)
|
APY(s)
|
|
|
3 MONTH
Certificate
|
3 months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.050%
|
0.050%
|
|
|
25000.00-49999.99
|
0.100%
|
0.100%
|
|
|
50000.00-99999.99
|
0.150%
|
0.150%
|
|
|
100000.00 and
above
|
0.200%
|
0.200%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield. |
|
|
|
|
|
|
6 MONTH
Certificate
|
6 months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.150%
|
0.150%
|
|
|
25000.00-49999.99
|
0.200%
|
0.200%
|
|
|
50000.00-99999.99
|
0.250%
|
0.250%
|
|
|
100000.00 and
above
|
0.250%
|
0.250%
|
|
|
Must maintain a minimum daily balance of $1000.00 to obtain the disclosed
annual percentage yield. |
|
|
|
|
|
|
12
MONTH Certificate
|
12
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.200%
|
0.200%
|
|
|
25000.00-49999.99
|
0.250%
|
0.250%
|
|
|
50000.00-99999.99
|
0.300%
|
0.300%
|
|
|
100000.00 and
above
|
0.300%
|
0.300%
|
|
|
Must maintain a minimum daily balance of $1000.00 to obtain the disclosed
annual percentage yield. |
|
|
|
|
|
|
18
MONTH Certificate
|
18
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.250%
|
0.250%
|
|
|
25000.00-49999.99
|
0.300%
|
0.300%
|
|
|
50000.00-99999.99
|
0.350%
|
0.350%
|
|
|
100000.00 and
above
|
0.400%
|
0.400%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield.
|
|
|
|
|
|
|
24
MONTH Step Up & Add
|
24
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.350%
|
0.350%
|
|
|
25000.00-49999.99
|
0.400%
|
0.400%
|
|
|
50000.00-99999.99
|
0.450%
|
0.450%
|
|
|
100000.00 and
above
|
0.500%
|
0.500%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield.
|
|
|
|
|
|
|
Product
Name
|
Term
Length
|
Minimum
Opening Deposit
|
|
|
Product
Information
|
Interest
Rate(s)
|
APY(s)
|
|
|
30 MONTH
Certificate
|
30
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.550%
|
0.550%
|
|
|
25000.00-49999.99
|
0.600%
|
0.600%
|
|
|
50000.00-99999.99
|
0.650%
|
0.650%
|
|
|
100000.00 and
above
|
0.650%
|
0.650%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield.
|
|
|
|
|
|
|
42
MONTH Step Up
|
42
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.750%
|
0.750%
|
|
|
25000.00-49999.99
|
0.800%
|
0.800%
|
|
|
50000.00-99999.99
|
0.850%
|
0.850%
|
|
|
100000.00 and
above
|
0.900%
|
0.900%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield.
|
|
|
|
|
|
|
48
MONTH
|
48
months
|
$1,000.00
|
|
|
1000.00-24999.99
|
0.850%
|
0.850%
|
|
|
25000.00-49999.99
|
0.900%
|
0.900%
|
|
|
50000.00-99999.99
|
0.950%
|
0.950%
|
|
|
100000.00 and
above
|
1.000%
|
1.000%
|
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield.
|
|
|
|
|
|
|
5
YEAR Certificate |
5
Year |
$1,000 |
|
|
1000.00-24999.99 |
1.050% |
1.050% |
|
|
25000.00-49999.99 |
1.100% |
1.100% |
|
|
50000.00-99999.99 |
1.150% |
1.150% |
|
|
100000.00 and
above |
1.200% |
1.200% |
|
|
Must maintain a minimum daily
balance of $1000.00 to obtain the disclosed annual percentage yield. |
|
|
|
|
|
|
6
YEAR Certificate |
6
Year |
$1,000 |
|
1000.00-24999.99 |
1.450% |
1.460% |
|
25000.00-49999.99 |
1.500% |
1.510% |
|
50000.00-99999.99 |
1.550% |
1.560% |
|
100000.00 and above |
1.600% |
1.610% |
|
Must maintain a minimum daily balance of $1000.00 to obtain the disclosed
annual percentage yield. |
|
|
|
|
|
7
YEAR Certificate |
7
Year |
$1,000 |
|
1000.00-24999.99 |
1.650% |
1.660% |
|
25000.00-49999.99 |
1.700% |
1.710% |
|
50000.00-99999.99 |
1.750% |
1.760% |
|
100000.00 and above |
1.800% |
1.810% |
|
Must maintain a minimum daily balance of $1000.00 to obtain the disclosed
annual percentage yield. |
|
|
|
|
|
|
Health Savings Account |
|
|
|
|
0.00-1,000.00 |
0.050% |
0.050% |
|
|
1,001.00-2,500.00 |
0.100% |
0.100% |
|
|
2,501.00-5,000.00 |
0.100% |
0.100% |
|
|
5,001.00 and
over |
0.100% |
0.100% |
|
|
Must
have a $50.00 minimum to open account. |
|
|
|
|
|
|
Now
Account |
|
|
|
|
0-999.99 |
0.050% |
0.050% |
|
|
1000.00-9999.99 |
0.100% |
0.100% |
|
|
10000.00-99999.99 |
0.100% |
0.100% |
|
|
100000.00 and
above |
0.100% |
0.100% |
|
|
|
|
|
|
|
IRA's
|
|
|
|
|
18 MONTH
Variable IRA |
0.500% |
0.500% |
|
|
18 MONTH Fixed
IRA |
0.600% |
0.600% |
|
|
30 MONTH Fixed
IRA |
0.850% |
0.850% |
|
|
42 MONTH Fixed
IRA |
1.150% |
1.150% |
|
|
|
|
|
|
|
Luana Savings Bank reserves the right to change interest rates and terms without
notice. You may incur a penalty for early withdrawal and fees may reduce
earnings.
|
Privacy Statement / FDIC Insurance
Luana Savings Bank reminds customers that all email is at risk of loss of confidentiality when transmitted over the Internet and the Bank
does not recommend sending confidential information such as account number, PIN number or Social Security Number by email.
Contact Luana Savings Bank at 800-666-2012 for an alternative means of communicating confidential information. Thank you.
.
|
