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"Local People, Local Decisions, Local Investments"

Luana Savings Bank is proud to serve our customers in:

Luana, Ossian, New Hampton, and Polk City

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Check out our savings & checking accounts,

there is sure to be one to fit your needs

Checking Accounts & Savings Account

Insured Money Market Account

     A step up from the NOW account, this account has a higher minimum balance requirement and has traditionally paid a higher interest rate of return.

  • $2,500 minimum daily balance to avoid $10 monthly maintenance fee
  • Limit of 6 withdrawals or transfers per statement cycle
  • Interest calculated on a daily balance
  • Interest paid and compounded monthly
  • Easy to read monthly statements

Deposit Services

available to manage

your accounts

 

 

Special Checking Account 

     If you don't write many checks each month-the Special Checking Account is for you.

  • No minimum balance required
  • Monthly maintenance fee of $2.50, no charge for the first 10 paper/electronic debits per month; any additional are just 30 cents each
  • Easy to read monthly statements

Budget Checking

     Eliminate the hassle of handling and storing canceled checks. Copies are available upon request. One of our most popular accounts!

  • Safekeeping of all canceled checks/deposits
  • No minimum daily balance required
  • If the account falls below 0, we will impose a $16 maintenance fee, per statement cycle
  • Unlimited check writing
  • Easy to read monthly statements

Regular Checking Account

     Our traditional "standard" checking account,

delivers a lot of value for the money.  It's a long time favorite of many of our customers.  You're sure to like it too!

  • $1,000 minimum daily balance to avoid monthly maintenance fee
  • Monthly maintenance fee tiered to your daily balance
  • No charge for the first 20 paper/electronic debits per month; any additional are just 20 cents each
  • Easy to read monthly statements

VIP Checking Account

    More than just a checking account, offering multiple benefits and services.  A longtime favorite of many of our customers.  For $8 or $10 a month, you'll enjoy the following:

  • Free personalized checks, free stop payments & money orders
  • Accidental death/dismemberment insurance
  • Unlimited check writing
  • No minimum balance requirement
  • Easy to read monthly statements
 

"NOW" Account

     Standard Interest Bearing Account

  • $1,000 minimum daily balance to avoid $8 monthly maintenance fee
  • No charge for the first 20 paper/electronic debits per month; any additional are just 20 cents each
  • Variable interest rate
  • Interest calculated on a daily balance
  • Interest paid and compounded monthly
  • Easy to read monthly statements

Senior Citizen Checking Account

       If you're 62 years of age or older take a look at this account. Benefits start with free regular checking and much more!

  • No minimum balance required
  • No monthly maintenance fee or per item fees
  • Easy to read monthly statements

Student Checking Account

    A great checking plan for students through graduation of high school and/or   college.

  • No minimum balance required
  • No monthly maintenance fee
  • No charge for the first 10 paper/electronic debits per month.  Any additional only 30 cents each
  • Easy to read monthly statements

Business Checking Account

  • $1,000 minimum daily balance to avoid $10 monthly maintenance fee
  • First 40 checks free; any additional are 20 cents each
 

Savings Account

Regular Savings Account

     Over the years, the Savings Account has been one of the most popular accounts for a number of great reasons.  It's safe, secure, economical way to set aside money for a variety of purposes.  Funds can be added to or withdrawn from the account anytime and in any amount...your money is always working hard for you, earning interest from the date of deposit to the date of withdrawal.

  • Variable interest rate
  • Interest calculated on a daily balance
  • Minimum balance required
  • First 4 withdrawals per month are free, any additional will be charged a per item fee

Deposit Services

available to manage

your accounts

Privacy Statement   /   FDIC Insurance

Luana Savings Bank reminds customers that all email is at risk of loss of confidentiality when transmitted over the Internet and the Bank

does not recommend sending confidential information such as account number, PIN number or Social Security Number by email.

Contact Luana Savings Bank at 800-666-2012 for an alternative means of communicating confidential information. Thank you.

FDIC 

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