End of year (2025) interest tax statements (1099 & 1098) will be mailed no later than January 31, 2026. Business entities will not receive an interest-paid 1098, instead, an interest notice will be mailed out by 1-9-2026. Contact a personal banker or loan processor if you have additional questions.
To find interest in online banking: click on the account and scroll down to the "Interest" section. Find the "Paid last year" amount.
NOW Account
Flexible, Interest-Bearing Checking Account
A NOW Account, or Negotiable Order of Withdrawal Account, is our standard interest-bearing account.
NOW Account Features
- $1,000 Minimum Deposit to Open Account
- $1,000 Minimum Daily Balance (to avoid $8/mo fee)
- No charge for the first 20 paper/electronic debits per month (additional 20 cents each)
- Variable Interest Rate
- Interest Calculated on Daily Balance
- Interest Paid and Compounded Monthly
NOW Account
| Deposit Balance | Interest Rate | APY* |
|---|---|---|
| $0 and above | 0.05% | 0.05% |
*APY (Annual Percentage Yield). Rates and terms may change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
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