Operating Loans

Are your cash demands being met in your operation? Luana Savings Bank provides operating loans for both crop and livestock producers to help in taking care of those immediate expenses. Our revolving Line of Credit loan allows you to borrow and repay funds as your cash flow allows.

Professional Financial Analysis

As part of the Operating Loan program, we'll provide you with an annual professional financial analysis to help identify any areas which could be improved to provide further revenue.

Top Lender in Iowa

We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**

Competitive Rates

We specialize in Agricultural loans, offering competitive rates.

Experienced Team

Your success is our success; if times are tough, we'll help you find a solution.

Agriculture Amortizing Loan Calculator

Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.

Meet our Agricultural Loan Officer Team

Chad Fritz

Luana Branch

NMLS #504858

Kiel Fritz

Luana Branch

NMLS #713511

Geordan Hanson

Luana Branch

NMLS #1631457

Steve Ruzicka

Luana Branch

NMLS #504862

Brad Hertges

Ossian Branch

NMLS #504865

Carol Jensen

Ossian Branch

NMLS #504867

Ben Larson

New Hampton Branch

NMLS #1625057

Adam Zeien

New Hampton Branch

NMLS #1520271

Ray Swartz

Polk City Branch

NMLS #504869

Josh Williams

Clive Branch

NMLS #1021521

Ryan Richardson

Norwalk Branch

NMLS #1142570

Contact us for interest rates in your area.

**Source: American Bankers Association. FDIC, Data as of 3Q 2023. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume

Mobile Banking

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