Luana Savings Bank Credit Card

Simply Rewards® Credit Card

Your life. Your choice.

Earn more rewards for all your everyday purchases.1

3x the Points

Grocery Stores

Discount Stores

Gas Stations

Restaurants and Fast Food

1x the Points

All Other Purchases

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Additional Visa Benefits²

Online Credit Card Control

View transactions, pay bills and track expenses. Includes eStatements with 18 months of history.

Fraud Protection

Visa’s Zero Liability Policy means you won’t be held responsible for any unauthorized charges made with your card or account information.3


Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.

Mobile Pays Supported

Ready to get started?

Apply Online Today for a Simply Reward® Visa® Credit Card

Cardholder Self-Service Contacts

Cards issued by UMB Bank, n.a.

  1. Cardholders earn three (3) points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other purchases. See Simply Rewards Rules for details.

  2. If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.

  3. Visa's Zero Liability Policy covers S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

See card application for important rate, fee and program information.

Host your next event

Free Community Facility Use for All Customers

Available in Luana, Ossian, Polk City, and Norwalk.