Build it with a Home Construction Loan!
Can't find the perfect home?
Pair a Home Construction Loan with our permanent financing products for a winning combination!
Ask us about our 12 month rate lock and competitive rates!
12 Month Rate Lock Program
The construction of a home often takes 6 months or longer to complete. Low home construction rates help reduce costs during this phase. However, this is a period of time where the consumer is at risk for interest rate fluctuation until permanent financing is obtained. We can help customers lock in a great long term interest rate with our 12 Month Rate Lock Program right up front during the construction phase. This allows consumers to eliminate the risk of rising interest rates during the construction phase. Not all lenders offer these types of construction programs. However, Luana Savings Bank specializes in this type of lending as we see the great benefit for our customers.
Home Construction Loans
Rate | APR* |
---|---|
6.90 | 7.79 |
*(APR) Annual Percentage Rate. Offer subject to credit approval and may change or be withdrawn without notice.
Ready to start the home building process?
Meet our Residential Loan Officers
Our experienced loan officers are available to help you navigate the home buying process.
Kasey Iverson
Luana Branch
563-539-2166
Get Started
NMLS #1257744
Blake Winter
Luana Branch
563-539-2166
Get Started
NMLS #2556025
Jess Schubert
Luana Branch
563-539-2166
Get Started
NMLS #1768698
Josh Uhlenhake
Ossian Branch
563-532-7022
Get Started
NMLS #987805
Kristin Christensen
Polk City Branch
515-984-7100
Get Started
NMLS #1893769
Brandon Converse
Polk City Branch
515-984-7100
Get Started
NMLS #1380837
Dawn Fay
Polk City Branch
515-984-7100
Get Started
NMLS #1226093
Scott Bishop
Clive Branch
515-987-2116
Get Started
NMLS #1021523
Brian Byrnes
Clive Branch
515-987-2116
Get Started
NMLS #41854
Mic Hayes
Clive Branch
515-987-2116
Get Started
NMLS #41860
Angie Sprenger
Clive Branch
515-987-2116
Get Started
NMLS #1893794
Richard Cook
Norwalk Branch
515-410-9800
Get Started
NMLS #400117