Who We Are

Local People. Local Decisions. Local Investments. Since 1908.

Luana Savings Bank was founded in the rich, rolling farmland of Northeastern Iowa where we've focused on helping our community for over a century. We are among the largest agricultural lenders in the State, with a significant presence in both Northeast and Central Iowa. We are one of the largest, oldest, and most trusted community banks in the state with a highly motivated team focusing primarily on providing deposit services, as well as Agriculture, 1-4 Family, Multi-Family Housing, and Commercial Lending.

Founded on August 1, 1908

11th Largest Bank in Iowa >$2.0 Billion in Assets

6 Locations


  • Solid underwriting with top loan portfolio performance
  • 19% average return on equity
  • >$2.2 billion of loans serviced
  • Top 100 farm lenders nationally as reported by American Banker's Association
  • Ranked as one of the Most Efficient Banks in Iowa.
  • Consistently one of the best performing community banks


  • Low interest rate risk as measured by national standards
  • Leader in long-term fixed-rate financing for ag & commercial lending
  • 9th best earning bank in Iowa (Q2 2023). Reporting as of 6/30/2023. Source
  • Top performing loan portfolio among peer banks
  • Well capitalized with superior financial strength
  • Among most competitive money market and certificate of deposit rate offerings state and nationwide

Primary Focus

  • Agricultural lending
  • 1-4 family & multi-family lending
  • Consumer lending
  • Deposit accounts


  • Deposits: checking & savings accounts, money markets, certificate of deposit, IRA, HSA
  • Loans: agriculture, real estate, auto, commercial, refinance, debt consolidation, personal
  • Additional Services: bookkeeping, crop insurance, sales, community center & involvement


  • Luana, Iowa (main branch)
  • Ossian, Iowa
  • New Hampton, Iowa
  • Polk City, Iowa
  • Clive, Iowa
  • Norwalk, Iowa


The mission of Luana Savings Bank is to profitably deliver high customer service that meets the financial needs of our community, its businesses and its citizens. No line of financial services is beyond our charter. The bank’s most important asset is its customers. Our products are designed, our hours are set and our employees are hired to meet the needs of customers. High quality customer service is a priority.


"Our mission is to deliver quality service to quality customers by quality employees at a quality price."


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