End of year (2025) interest tax statements (1099 & 1098) will be mailed no later than January 31, 2026. Business entities will not receive an interest-paid 1098, instead, an interest notice will be mailed out by 1-9-2026. Contact a personal banker or loan processor if you have additional questions.
To find interest in online banking: click on the account and scroll down to the "Interest" section. Find the "Paid last year" amount.
Savings Account Features
- Minimum $100 Deposit to Open
- Variable Interest Rate calculated on daily balance
- Interest paid and compounded monthly
- First 6 withdrawals per month are free

Today's Regular Savings Rates
| Minimum to Open Account | Interest Rate | APY* |
|---|---|---|
| $100 | 0.05% | 0.05% |
*Must maintain the minimum daily balance to obtain the disclosed APY (Annual Percentage Yield). Savings Account is a variable interest rate account; the interest rate(s) and APY(s) may change after the account is opened. Luana Savings Bank reserves the right to change interest rates and terms without notice. Fees incurred may reduce earnings.
Ready to get started?
Open an Account Today
Fill out a simple form and we will be happy to assist you.
Related Resources
Host your next event
Free Community Facility Use for All Customers
Available in Luana, Ossian, Polk City, and Norwalk.
