We will be closed on Friday, June 19 in observance of Juneteenth. Regular business hours will resume on Saturday, June 20.
Agricultural Equipment (Fast Track Lending) Features:
- Financing terms from 2-7 years
- Fixed and variable rates available
- Purchase or refinance
- For purchases at dealership, private party, and auction
- New or used equipment
Top Lender in Iowa
We consistently rank as a top 100 farm lender nationally.**
Competitive Rates
We specialize in Agricultural loans, offering competitive rates.
Experienced Team
Your success is our success; if times are tough, we'll help you find a solution.
**FDIC, Data as of Q4 2025. American Bankers Association. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume
Agriculture Equipment Loans
| Loan Amount | Length | Interest Rate as low as* |
|---|---|---|
| $10,000 to $24,999 | 2-3 Years | 7.55% |
| $10,000 to $24,999 | 4-5 Years | 7.60% |
| $10,000 to $24,999 | 6-7 Years | 7.80% |
| $25,000 to $74,999 | 2-3 Years | 6.80% |
| $25,000 to $74,999 | 4-5 Years | 6.85% |
| $25,000 to $74,999 | 6-7 Years | 7.00% |
| $75,000 to $199,999 | 2-3 Years | 6.55% |
| $75,000 to $199,999 | 4-5 Years | 6.60% |
| $75,000 to $199,999 | 6-7 Years | 6.80% |
| $200,000+ | 2-3 Years | 6.10% |
| $200,000+ | 4-5 Years | 6.15% |
| $200,000+ | 6-7 Years | 6.40% |
Variable rates also available. Contact us today!
Fixed rate loans available only
Agriculture Small Equipment Loans
| Loan Amount | Length | Interest Rate as low as* |
|---|---|---|
| $5,000 to $9,999 | 2-3 Years | 7.65% |
| $5,000 to $9,999 | 4-5 Years | 7.75% |
Construction Use Equipment & Title Vehicles
| Add 0.50% To Permanent Equipment Rates |
|---|
*Interest rates may vary based on applicant's current credit qualification. Interest Rates are subject to change without notice. Subject to approval.
Agriculture Amortizing Loan Calculator
Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.
Meet our Agricultural Loan Officer Team
Chad Fritz
Luana Branch
563-539-2166
NMLS #504858
Geordan Hanson
Luana Branch
563-539-2166
NMLS #1631457
Steve Ruzicka
Luana Branch
563-539-2166
NMLS #504862
Brad Hertges
Ossian Branch
563-532-7022
NMLS #504865
Carol Jensen
Ossian Branch
563-532-7022
NMLS #504867
Ben Larson
New Hampton Branch
641-394-2116
NMLS #1625057
Ray Swartz
Polk City Branch
515-984-7100
NMLS #504869
Josh Williams
Clive Branch
515-987-2116
NMLS #1021521
Questions or Comments?
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