Agricultural Equipment (Fast Track Lending) Features:
- Financing terms from 2-7 years
- Fixed and variable rates available
- Purchase or refinance
- For purchases at dealership, private party, and auction
- New or used equipment
Top Lender in Iowa
We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**
Competitive Rates
We specialize in Agricultural loans, offering competitive rates.
Experienced Team
Your success is our success; if times are tough, we'll help you find a solution.
![](/media/u0kpfli2/ag-is-our-culture-logo_white.png?width=160&height=120&rnd=133244905792800000)
Agriculture Equipment Loans
Loan Amount | Length | Interest Rate as low as |
---|---|---|
$10,000 to $24,999 | 2-3 Years | 7.60% |
$10,000 to $24,999 | 4-5 Years | 7.65% |
$10,000 to $24,999 | 6-7 Years | 7.85% |
$25,000 to $74,999 | 2-3 Years | 7.40% |
$25,000 to $74,999 | 4-5 Years | 7.45% |
$25,000 to $74,999 | 6-7 Years | 7.60% |
$75,000 to $199,999 | 2-3 Years | 7.20% |
$75,000 to $199,999 | 4-5 Years | 7.25% |
$75,000 to $199,999 | 6-7 Years | 7.40% |
$200,000+ | 2-3 Years | 6.85% |
$200,000+ | 4-5 Years | 6.90% |
$200,000+ | 6-7 Years | 7.05% |
Variable rates also available. Contact us today!
Fixed rate loans available only
Agriculture Small Equipment Loans
Loan Amount | Length | Interest Rate as low as |
---|---|---|
$5,000 to $9,999 | 2-3 Years | 7.70% |
$5,000 to $9,999 | 4-5 Years | 7.80% |
Construction Use Equipment & Title Vehicles
Add 0.50% To Permanent Equipment Rates |
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*Interest rates may vary based on applicant's current credit qualification. Interest Rates are subject to change without notice. Subject to approval.
**Source: American Bankers Association. FDIC, Data as of 3Q 2023. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume
Agriculture Amortizing Loan Calculator
Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.
Meet our Agricultural Loan Officer Team
![](/media/vkdfjpai/chad-fritz_ag.jpg?width=106&height=160&rnd=133179165641430000)
Chad Fritz
Luana Branch
563-539-2166
NMLS #504858
![](/media/g4nebxli/kiel-fritz_ag.jpg?width=106&height=160&rnd=133179165647670000)
Kiel Fritz
Luana Branch
563-539-2166
NMLS #713511
![](/media/4pshuwlb/geordan-hanson_ag.jpg?width=106&height=160&rnd=133179165643670000)
Geordan Hanson
Luana Branch
563-539-2166
NMLS #1631457
![](/media/wzeictnq/steve-ruzicka_ag.jpg?width=106&height=160&rnd=133179165653830000)
Steve Ruzicka
Luana Branch
563-539-2166
NMLS #504862
![](/media/p0jp0ryc/bread-hertges_ag.jpg?width=106&height=160&rnd=133179165637130000)
Brad Hertges
Ossian Branch
563-532-7022
NMLS #504865
![](/media/gghkiycv/carol-jensen_ag.jpg?width=106&height=160&rnd=133179165639230000)
Carol Jensen
Ossian Branch
563-532-7022
NMLS #504867
![](/media/ikvprpmg/ben-larson_ag.jpg?width=106&height=160&rnd=133179165635200000)
Ben Larson
New Hampton Branch
641-394-2116
NMLS #1625057
![](/media/fcud4put/adam-zeien_ag.jpg?width=106&height=160&rnd=133179165632900000)
Adam Zeien
New Hampton Branch
641-394-2116
NMLS #1520271
![](/media/t5qpqlny/ray-swartz_ag.jpg?width=106&height=160&rnd=133179165649630000)
Ray Swartz
Polk City Branch
515-984-7100
NMLS #504869
![](/media/wljb3trt/josh-williams_ag.jpg?width=106&height=160&rnd=133179165645630000)
Josh Williams
Clive Branch
515-987-2116
NMLS #1021521
![](/media/ywmmwux5/ryan-richardson_ag.jpg?width=106&height=160&rnd=133179165651830000)
Ryan Richardson
Norwalk Branch
515-410-9800
NMLS #1142570
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