Community Reinvestment Act

About the Community Reinvestment Act

The Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. Luana Savings Bank is pleased to provide information for public inspection under the CRA. Luana Savings Bank is able to provide hard copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses.  Please contact us using the link below to request a copy of the public file. Under the CRA, the public file must be maintained and current as of April 1 of each year.

Community Donation Requests

Luana Savings Bank works together with our customers, neighbors, and community organizations to minimize barriers to achieving financial goals and providing access to capital and financial services. We help stabilize and empower local economies and low- and moderate-income neighborhoods through affordable housing, and being intentional about community development investments, donations and services. We are dedicated to being a part of the financial solutions toward self-sufficiency and improved quality of life.

Allanda Gehling

CRA Officer
Ossian Branch
563-532-7022 x212

CRA Performance Evaluation

Review Luana Savings Bank's most recent CRA Performance Evaluation (PE), which is an evaluation of the bank's record of meeting the credit needs of its communities, including low and moderate income neighborhoods or individuals.

CRA Performance Evaluation 2017
CRA Performance Evaluation 2020
CRA Performance Evaluation 2023

Luana Savings Bank Assessment Areas

Luana Savings Bank has two assessment areas in Iowa. The first assessment area is located in Northeast Iowa and includes the full counties of Allamakee, Chickasaw, Clayton, Fayette and Winneshiek. The second assessment area is located in Des Moines - West Des Moines Metropolitan Geographical Area and includes the full counties of Dallas, Polk, and Warren.

CRA Public File Request

If you would like to receive a hard copy of the CRA Public File, please contact us. Thank you.

CRA Public File Request

If you would like to receive a hard copy of the CRA Public File, please contact us. Thank you!


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