About the Community Reinvestment Act
The Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. Luana Savings Bank is pleased to provide information for public inspection under the CRA. Luana Savings Bank is able to provide hard copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses. Please contact us using the link below to request a copy of the public file. Under the CRA, the public file must be maintained and current as of April 1 of each year.
Community Donation Requests
Luana Savings Bank works together with our customers, neighbors, and community organizations to minimize barriers to achieving financial goals and providing access to capital and financial services. We help stabilize and empower local economies and low- and moderate-income neighborhoods through affordable housing, and being intentional about community development investments, donations and services. We are dedicated to being a part of the financial solutions toward self-sufficiency and improved quality of life.
Senior CRA Director
CRA Performance Evaluation
Review Luana Savings Bank's most recent CRA Performance Evaluation (PE), which is an evaluation of the bank's record of meeting the credit needs of its communities, including low and moderate income neighborhoods or individuals.
CRA Performance Evaluation 2017
CRA Performance Evaluation 2020
Luana Savings Bank Assessment Areas
Luana Savings Bank has two assessment area in Iowa. The first assessment area is located in northeast Iowa, and includes census tracts in six (6) counties. The second assessment area is located in the West Des Moines-Des Moines metropolitan area, and includes all of Polk and Warren counties along with a portion of eastern Dallas county.
CRA Disclosure Statement
The CRA requires Luana Savings Bank to make annual public disclosures of the bank’s small business, small farm and community development lending activity for the prior two calendar years. CRA data is available online by visiting the Consumer Financial Protection Bureau website.
Use Respondent ID: 253
HMDA Disclosure Statement
The Home Mortgage Disclosure Act (HMDA) requires Luana Savings Bank to make annual disclosures of the bank’s home mortgage and home improvement lending activity for the prior two calendar years. HMDA data is available online by visiting the Consumer Financial Protection Bureau’s Mortgage Database page.
LEI Number: 549300IZ5GOBKOERL931
CRA Public File Request
If you would like to receive a hard copy of the CRA Public File, please contact us. Thank you.
CRA Public File Request
If you would like to receive a hard copy of the CRA Public File, please contact us. Thank you!