NOW Account

Flexible, Interest-Bearing Checking Account

A NOW Account, or Negotiable Order of Withdrawal Account, is our standard interest-bearing account.

$1,000 Minimum Deposit to Open Account
$1,000 Minimum Daily Balance (to avoid $8/mo fee)
No charge for the first 20 paper/electronic debits per month (additional 20 cents each)
Variable Interest Rate
Interest Calculated on Daily Balance
Interest Paid and Compounded Monthly

Effective Date: March 27, 2023

Deposit Balance	Interest Rate	APY*
$0 and above	0.05%	0.05%

*APY (Annual Percentage Yield). Rates and terms may change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.

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Available in Luana, Ossian, Polk City, and Norwalk.