Auto Loans & Recreation Loans

Finance your new ride with an auto or recreation loan.

Loan Types

  • New cars and trucks
  • Used cars and trucks (private party or dealership)
  • RV
  • Motorcycles or Mopeds
  • Snowmobiles
  • Watercraft (boat, jet ski, pontoon, etc.)

Get started with your Auto or Recreation Loan.

All loan benefits with Luana Savings Bank

Quick loan approval

Loans serviced locally

Competitive rates

Current Auto Rates

Effective Date: July 15, 2024
Criteria APR* As low as
2022 Model Year & Newer with 10% Down Payment6.45%
2022 Model Year & Newer with 0% Down Payment6.65%
2021 Models & Refinancing6.91%
6.91% APR based on 5 year $20,000 loan with 10% Down, 60 mo. payments of $395.20

*All loans are subject to credit approval. (APR) Annual Percentage Rate. May change or be withdrawn without notice.

Registration costs are an estimation, for the State of Iowa, of the first year's registration cost for a general purpose non-electric/hybrid passenger vehicle weighting 4400 pounds. Electric and hybrid vehicles may have additional fees, while commercial vehicles may have less. For an accurate estimation, please contact your state's motor vehicle registration department.

Get started with your Auto or Recreation Loan.

Auto Loan Calculator

Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.