About Us

Luana Savings Bank was founded in the rich, rolling farmland of Northeastern Iowa where we've focused on helping our community for over a century. Luana Savings Bank is the largest agricultural lender in Northeast Iowa and is also among the largest in the State. We are a highly motivated group of people focusing primarily on Agriculture, 1-4 Family, Multi-Family Housing, and Commercial Lending.


August 1, 1908.


9th Largest Bank in Iowa and >$2.0 Billion in Assets. Employees: 100+. (Reference)


  • $645 Million in Single Family Home Originations in 2020
  • $346 Million - Record Home Loan Originations in the first 6 months of 2021
  • 18.20% Return on Equity
  • >$2.1 Billion of Loans Serviced
  • Top 100 Farm Lenders Nationally as reported by American Banker's Association
  • Top 1% of Most Efficient Banks Nationally (as ranked by Bauer Financial)
  • Consistently one of the best performing Community Banks and offering the highest tier of deposit APY's nationwide.


  • Over $600 Million of cash and securities to cover liquidity needs
  • Low interest rate risk as measured by national standards
  • Leader in long-term fixed-rate financing for Ag & Commercial lending
  • 6th Best Earning Bank in Iowa · 2020
  • Best performing loan portfolio of all Iowa banks >$1 Billion in assets
  • Well capitalized with superior financial strength
  • Top Money Market rates in Iowa

Primary Focus

Agricultural Lending, 1-4 Family & Multi-Family Lending, and Consumer Lending


  • Deposits: Checking & Savings Accounts, Certificate of Deposit, IRA, HSA
  • Loans: Agriculture, Real Estate, Auto, Commercial, Refinance, Debt Consolidation, Personal
  • Additional Services: Bookkeeping, Crop Insurance, Sales, Community Center & Involvement


  • Luana, Iowa (Main Branch)
  • Ossian, Iowa
  • New Hampton, Iowa
  • Polk City, Iowa
  • Clive, Iowa
  • Norwalk, Iowa


The mission of Luana Savings Bank is to profitably deliver high customer services that meets the financial needs of our community, its businesses and its citizens. No line of financial services is beyond our charter.

The bank’s most important asset is its customers. Our products are designed, our hours are set and our employees are hired to meet the needs of customers. High quality customer service is a priority.

"Our mission is to deliver quality service to quality customers by quality employees at a quality price."