Agricultural Land Financing

Food production is one of the most important industries in the world; Luana Savings Bank understands this, and we strive to offer the most competitive Agricultural Land Financing rates to enable local farmers.

Top Lender in Iowa

We consistently rank as a top 100 farm lender nationally; 6th largest in the state of Iowa among community banks.**

Competitive Rates

We specialize in Agricultural loans, offering competitive rates.

Experienced Team

Your success is our success; if times are tough, we'll help you find a solution.

Agriculture Land Loans

Effective Date: February 20, 2024
Loan Type Length Interest Rate as low as
Variable Rate Loan5 or 10 Years8.00%
Fixed Rate Loan3 Years7.05%
Fixed Rate Loan5 Years7.10%
Fixed Rate Loan10 Years7.45%

*Interest rates may vary based on applicant's current credit qualification. Offer subject to change without notice. Offer may be withdrawn without notice. Rates quoted on this page are not available for residential real estate loans.

Agriculture Amortizing Loan Calculator

Calculator is provided as-is solely to estimate potential rates, fees, and costs. Calculator is made available as a self-help tool and examples are hypothetical. Calculator is not intended to provide investment or tax advice.

Meet our Agricultural Loan Officer Team

Chad Fritz

Luana Branch
563-539-2166

NMLS #504858

Kiel Fritz

Luana Branch
563-539-2166

NMLS #713511

Geordan Hanson

Luana Branch
563-539-2166

NMLS #1631457

Steve Ruzicka

Luana Branch
563-539-2166

NMLS #504862

Brad Hertges

Ossian Branch
563-532-7022

NMLS #504865

Carol Jensen

Ossian Branch
563-532-7022

NMLS #504867

Ben Larson

New Hampton Branch
641-394-2116

NMLS #1625057

Adam Zeien

New Hampton Branch
641-394-2116

NMLS #1520271

Ray Swartz

Polk City Branch
515-984-7100

NMLS #504869

Josh Williams

Clive Branch
515-987-2116

NMLS #1021521

Ryan Richardson

Norwalk Branch
515-410-9800

NMLS #1142570

Questions or comments?

*Interest Rates are variable based on the applicant's current credit score. Offer subject to change without notice. Offer may be withdrawn without notice. Rates quoted on this page are not available for residential real estate loans.

**Source: American Bankers Association. FDIC, Data as of 3Q 2023. https://www.aba.com/news-research/analysis-guides/top-100-agricultural-banks-by-dollar-volume

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