Mortgage Loans

Your home buying journey starts here.

Why finance with us?

Quick loan approval

No closing cost options

Loans serviced locally

Competitive rates

Today's Mortgage Rates

Rates below are for single-family, primary home. Mortgage rates lock for 30 days for purchases and refinances.

30-Year Fixed Rate
Effective Date: February 20, 2024
Loan Amount Rate APR* Payment Example (Monthly)
$200,0006.25%6.298%$1,231.43
15-Year Fixed Rate
Effective Date: February 20, 2024
Loan Amount Rate APR* Payment Example (Monthly)
$200,0006.125%6.175%$1,701.25

Rates are updated on business days at approximately 10:00 AM CDT. On federal holidays, the rates will be updated the following business day.

*APR = Annual Percentage Rate.

Rates are based on 780+ credit score. Rates are effective at the time of publication and are subject to change. Actual rate may be higher based on credit history, occupancy and LTV. Rates assume a 75% TLTV for a single-family, primary residence home. The payment example does not include taxes or insurance and the actual payment obligation may be greater. All loans are subject to approval. Includes closing costs associated with a loan. Please contact your local lender to receive a rate quote customized for you.

Ready to start your home buying journey?

Ask us about our specialized Home Loan Programs

Including but not limited to:

No Closing Cost Option

for your purchase or refinance

Low-to-Moderate Income Home Loans

for lower income borrowers & credit scores

First-Time Home Buyer

30 year fixed rates for loans up to $250,000

12 Month Rate Lock

Lock great long-term rates up-front during construction phase

Professional Program

Home loan options for Doctors, Dentists, and Lawyers

First-Time Homebuyer Grant

Up to $15,000 Down Payment or Closing Cost Assistance

The FHLB Des Moines Home$tart® Grant Program offers up to $15,000* towards down payment and/or closing cost assistance. Available to qualifying first time home buyers earning up to 80 percent of area median income for the location of the residence being purchased. Contact us to learn more.


*Subject to credit approval.

Meet our Residential Loan Officers

Our experienced loan officers are available to help you navigate the home buying process.

Kasey Iverson

Luana Branch
563-539-2166
Get Started

NMLS #1257744

Blake Winter

Luana Branch
563-539-2166
Get Started

NMLS #2556025

Jess Schubert

Luana Branch
563-539-2166
Get Started

NMLS #1768698

Josh Uhlenhake

Ossian Branch
563-532-7022
Get Started

NMLS #987805

Kristin Christensen

Polk City Branch
515-984-7100
Get Started

NMLS #1893769

Brandon Converse

Polk City Branch
515-984-7100
Get Started

NMLS #1380837

Dawn Fay

Polk City Branch
515-984-7100
Get Started

NMLS #1226093

Scott Bishop

Clive Branch
515-987-2116
Get Started

NMLS #1021523

Brian Byrnes

Clive Branch
515-987-2116
Get Started

NMLS #41854

Mic Hayes

Clive Branch
515-987-2116
Get Started

NMLS #41860

Angie Sprenger

Clive Branch
515-987-2116
Get Started

NMLS #1893794

Whitney Sadler

Norwalk Branch
515-410-9800
Get Started

NMLS #2021601

Questions or Comments?