We will be closing at noon on Friday, April 3 in observance of Good Friday. We will be open Saturday, April 4 from 8-11 am for your convenience.
6-Month Money Market Offer
New accounts only.* Existing customers must deposit $15,000 in new money to receive offer.**
Money Market Account Features
- Great for personal or business accounts
- Access your funds when you need them – make up to 8 withdraws, transfers or checks per statement cycle
- Accrue interest daily and interest compounds monthly
*APY is Annual Percentage Yield. Rates effective as of March 27, 2026. Offer may be extended, modified, or discontinued at any time. One money market account per household or business. Offer valid for new money market accounts only. $2,500 minimum deposit to open a regular money market account. Money Market is a variable interest rate account, rate may vary. APY will not be lowered for the first six months after account opening. Fees may reduce earnings. Rates and terms may change without notice.
**Offer is available for existing customers if $15,000 in new money is deposited. New money is defined as funds currently not on deposit in the last 90 days at Luana Savings Bank. Routine deposits will not result in this adjustment. Depositors must contact Luana Savings Bank in conjunction with the deposit to allow the bank to review and verify eligibility.
***The Blended APY is based on 6-month offer APY* for six months and the standard interest rate for the remaining six months. To view today’s standard rates, visit LuanaSavingsBank.com/MoneyMarket.
- Please do NOT transmit sensitive information like account numbers or social security number using this form. Sensitive information should instead be relayed to us via Telephone, Standard Mail, or Secure File Transfer
- Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. This is done to help the government fight the funding of terrorism and money laundering activities.When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We will ask to see your valid (not expired) driver's license or other identifying documents for each signer (applicant).
- After clicking 'Submit', you will be taken to a Secure File Transfer utility where you can upload these documents to us. If you do not wish to upload documentation at this time, submit this form then close the following web page. You will be asked to provide documentation by our Personal Banking team.
Money Market Account - Blended Rates
Annual blended rate includes the offer rate for 6 months and standard rates for the remaining 6 months.
| Deposit Balance | 6-Month Offer APY* | APY* |
|---|---|---|
| $0 - $9,999.99 | 2.02 | 1.89% |
| $10,000 - $49,999.99 | 3.75 | 2.89% |
| $50,000 - $99,999.99 | 3.75 | 3.14% |
| $100,000 - $249,999.99 | 4.00 | 3.40% |
| $250,000 - $499,999.99 | 4.00 | 3.48% |
| $500,000 - $999,999.99 | 4.00 | 3.55% |
| $1,000,000 - $1,999,999.99 | 4.00 | 3.55% |
| $2,000,000 - $4,999,999.99 | 4.00 | 3.55% |
| $5,000,000 and above | 4.00 | 3.55% |