We will be closing at noon on Friday, April 3 in observance of Good Friday. We will be open Saturday, April 4 from 8-11 am for your convenience.
Select the Account that is right for you!
Offering personal savings accounts to accommodate the needs of your lifestyle.
| Everyday Savings | Momentum Money Market | Christmas Club Savings | Health Savings Account (HSA) | |
|---|---|---|---|---|
| Account Description | A simple, low-cost savings account. | A tiered‑rate account that lets you earn interest while keeping your funds accessible. | Deposit money throughout the year, while earning interest, to fund holiday shopping. | A smart way for individuals and families with high-deductible health plans to save for medical expenses. |
| Minimum Opening Balance | $100 | $2,500 | $0 | $0 |
| Minimum Daily Balance | $50 | $2,500 | $0 | $0 |
| Service Fee if Minimum Daily Balance is not met | $8 | $10 | $0 | $0 |
| Earns Interest* | ✓ | ✓ | ✓ | ✓ |
| Free Personalized Checks | 1st box free | |||
| ATM/Debit Card | ATM | ✓ | Debit card only | |
| SHAZAM Privileged Status ATM Network | ✓ | ✓ | ||
| Linked for Overdraft Protection | ✓ | |||
| Online Banking & Mobile Banking | ✓ | ✓ | ✓ | ✓ |
| eStatements** | ✓ | ✓ | ✓ | ✓ |
| Transaction Limits*** | 8 withdrawals per statement cycle | 8 withdrawals per statement cycle | N/A | |
| Rates | View rates | View rates | View rates | View rates |
* The interest rate is variable and may change at any time. Interest is calculated on the daily balance and is compounded and paid monthly.
** eStatements are free for all accounts.
*** A $12 fee applies to each transaction over 8 per statement cycle.
Ready to get started?
Open an Account Today
Fill out a simple form and we will be happy to assist you.
Certificate of Deposit (CD)
Lock in a guaranteed rate and watch your savings grow over time. Choose the term that fits your goals.
- Certificate of deposit (CD)
- Terms available 3 months to 8 years
- Fixed interest rate for the entire term
- $2,000 min. opening balance (excludes Kid’s CD)
- Individual Retirement Account (IRA)
- 18, 30, and 42 month rates
Online Banking, Mobile Banking & Bill Pay
Enjoy convenient access to your money anytime.
eStatements
Free and available on all deposit accounts.
Deposit Services
Getting the most of your money requires the right products and services! Luana Savings Bank wants you to have the best experience possible; from customized checks, debit cards, and other services to record keeping and resources to make your money work better - and harder - for you!
*Lock Box (also known as Safety Deposit Box) contents and U.S. Savings Bonds are NOT insured by FDIC.
** Text Messaging and/or Data plans may be required for this service. Check with your service provider for applicable rates and fees.
*** Insurance products are: Not a deposit. Not FDIC insured. Not guaranteed by the bank. May go down in value. Not insured by any federal government agency.
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Free Community Facility Use for All Customers
Available in Luana, Ossian, Polk City, and Norwalk.
