Certificate of Deposit
If you're looking for a medium-term investment commitment to reap the benefits of higher interest rates (vs. traditional savings/checking account), we've got a plan to suit your needs!
Interest is paid on a semi-annual basis.
NOTICE: Due to a high volume of new account requests, it is strongly encouraged you 1) Apply Online, -OR- 2) Call ahead for an appointment or allow us to prepare documents in advance. Please note our offices are minimally staffed on Saturdays so you may experience a wait. We make every effort to accommodate walk-ins, but taking these steps ensure you will receive the best, quickest service possible. We look forward to serving you!
CD Specials
as of March 14, 2023
| 11 Month Certificate - $5,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $5,000.00 and above |
4.74% |
4.75% |
| 17 Month Certificate - $5,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $5,000.00 and above |
4.94% |
5.00% |
Interest Rates
as of March 20, 2023
| 3 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.650% |
3.700% |
| $100,000.00 and above |
3.800% |
3.850% |
| 6 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.900% |
3.940% |
| $100,000.00 and above |
4.050% |
4.090% |
| 12 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
4.050% |
4.090% |
| $100,000.00 and above |
4.200% |
4.240% |
| 18 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
4.050% |
4.090% |
| $100,000.00 and above |
4.200% |
4.240% |
| 24 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
4.150% |
4.190% |
| $100,000.00 and above |
4.300% |
4.350% |
| 30 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
4.050% |
4.090% |
| $100,000.00 and above |
4.200% |
4.240% |
| 36 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.900% |
3.940% |
| $100,000.00 and above |
4.050% |
4.090% |
| 42 Month Step Up - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.700% |
3.730% |
| $100,000.00 and above |
3.850% |
3.890% |
| 48 Month Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.550% |
3.580% |
| $100,000.00 and above |
3.650% |
3.680% |
| 5 Year Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.350% |
3.380% |
| $100,000.00 and above |
3.450% |
3.480% |
| 6 Year Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.300% |
3.330% |
| $100,000.00 and above |
3.400% |
3.430% |
| 7 Year Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
3.100% |
3.120% |
| $100,000.00 and above |
3.200% |
3.240% |
| 8 Year Certificate - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 to $99,999.99 |
2.900% |
2.920% |
| $100,000.00 and above |
3.000% |
3.020% |
| 12 Month KIDS Certificate & Add - $2,000 Minimum |
| Deposit Amount |
Interest Rate |
APY |
| $2,000 and above |
4.000% |
4.040% |
| To qualify the individual must be 18 years of age or younger. |
You must maintain the minimum daily balance to obtain the disclosed APY (Annual Percentage Yield). Luana Savings Bank reserves the right to change interest rates and terms without notice. You may incur a penalty for early withdrawal and fees may reduce earnings.
*Calculator is provided as-is solely to estimate potential earnings and assumes interest is redeposited into the CD. Please note that this calculator generates an estimate, and may not represent actual earnings due to input or calculation error.
